Smartum Saldo – Beneficiary’s Terms and Conditions of Use
valid until further notice
Smartum Saldo is a service for employers to offer a targeted means of payment for their employees.
These terms and conditions of use shall apply to Smartum Saldo and its use, and the Beneficiary agrees to comply with them. Accepting the terms and conditions forms a contract between Smartum Oy and the Beneficiary. The terms and conditions are deemed accepted when registering as a Beneficiary for Smartum Saldo, and at the latest when using Smartum Saldo..
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